Insights from our panel discussion on the Future of Real Estate Value in a Post Brexit Britain

Thanks to our amazing panel of speakers for their insightful thoughts as to the future value of real estate in a post Brexit Britain. It was an amazing turn out and apologies for those who only had standing room in the back.

For those who couldn’t attend, we’ve got you covered. The video is an hour-long but well worth it, especially if you’re originating loans or a family office interested in lending against real estate in the UK.

Here’s a highlight of the questions with timestamps:

02:03 – In a post-Brexit environment, what geographic areas are likely to gain, sustain, and potentially fall? Why?

05:49 – Geographic and regions asset classes with opportunities?

07:32 – What other factors could affect geographic opportunities?

08:50 – Is there a worry that the Northern regions will see a correction similar to London?

09:44 – Are there any other opportunities in other geographies?

11:49 – Are rental yields increasing in Central London?

12:23 – What asset classes aside from senior living and student accommodations will flourish post Brexit?

13:31 – Are lenders diversifying what they would typically lend on?

14:34 – Why are branded residences becoming more popular?

15:04 – How do you expect overseas investment to change post Brexit?

16:25 – Are overseas investors interested in certain asset types or locations?

17:19 – Can a lender plan ahead for multiple stressed scenarios?

21:22 – Is Brexit already priced into current property values?

23:29 – What’s the role of a Broker in advising during difficult times?

24:46 – Are lenders and valuers introducing Brexit clauses into offers and valuation reports?

26:16 – How can technology and data help to better understand asset values?

29:19 – Will the new Brexit deadline lift the uncertainty in the market?

31:54 – Do you see more innovation coming into the commercial space post Brexit?

34:14 – Are commercial properties over or under priced at the moment?

34:45 – Will reducing rents be enough to solve the retail problem?

36:20 – Is the semi-commercial market a safer place to invest in?

37:15 – Will lending terms change post Brexit?

39:42 – Are lenders being too aggressive with leverage in the market?

41:34 – Is principal lending a preference in this market?

42:53 – Are loan terms appropriate given the market and the number of extensions at the moment?

45:06 – Will the number of family offices entering the market for real estate lending to increase or decrease post Brexit?

47:09 – Will there be enough appetite to support new family office lenders entering the market?

48:29 – How will institutional lending transform over the next year?

50:16 – What are the biggest challenges and opportunities for the market going forward?

57:41 – If there is a hard Brexit, will lenders limit loan to values in certain areas rather than having a blanket LTV policy?

58:46 – What’s in store for Prime and Super Prime Central London?

01:02:35 – Are dynamic LTV covenants more prevalent today as they were post 2008?

01:04:25 – Is 2nd charge bridging experiencing more demand given the conservative leverage amongst some lenders?

We’d love to hear from you in the comments section below on what you thought of the event and any suggestions for our next event.

Don’t forget to find more insights at www.brydg.com, our sophisticated real estate lending marketplace for institutional investors and originators.